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Financial Disclaimer

The content on this site is general information for consumers in the United States. It is not financial, investment, tax, legal, accounting or insurance advice, and it is not a recommendation to buy or use any specific product.

No professional relationship

Reading this site, subscribing to it, or contacting us does not create an advisory, fiduciary, attorney-client or agent-client relationship. We are not licensed to provide personalized financial advice, and we do not review individual financial situations.

Your situation is specific

Financial rules in the United States vary by state, by program, by lender and by insurer, and eligibility often depends on details we cannot see — your credit profile, income, filing status, employment, residence, health, and the terms of contracts you have already signed. Information that is accurate in general may not apply to you. Before acting on anything you read here, consult a licensed professional in your state.

Accuracy and timeliness

We research and verify what we publish, but financial information changes constantly. Tax brackets, contribution limits, loan limits, interest rates, insurance requirements, program rules and eligibility criteria are all subject to change, sometimes with little notice. We make no warranty that any figure on this site is current at the moment you read it. Always confirm time-sensitive information with the relevant agency, lender or insurer.

No guaranteed outcomes

Nothing on this site guarantees loan approval, insurance approval, a lower premium, a higher credit score, tax savings, or any investment return. Past performance does not indicate future results, and all investing involves risk, including the possible loss of principal.

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This site may link to third-party websites and may display advertising. We do not control third-party content and are not responsible for it. This site currently participates in no affiliate programs and runs no referral links; see our advertising disclosure. If that ever changes, such arrangements will not influence our editorial conclusions.

Limitation of liability

To the fullest extent permitted by law, we accept no liability for any loss or damage arising from reliance on information published on this site. You use this site and act on its contents at your own discretion and risk.

Questions

If anything here is unclear, or you believe an article is inaccurate, please reach us through our contact page.